LIU Railroad
A Passion for the Industry, Dedication to Your Clients
You have questions about railroad products. We have the specialists to answer them. Liberty International Underwriters’(LIU) team of experienced railroad professionals know how to protect your clients—with coverages such as railroad liability, railroad property, general liability and railroad protective liability.
You’ll receive fast quote turnaround and fully informed answers. Our underwriters are dedicated to this industry—some have more than 25 years of experience—and to managing your clients’ risks.
Our Target Markets
• Freight railroads
• Passenger railroads
• Railcar lessors and lessees
• Railroad contractors
• Suppliers
• Service providers and product manufacturers
• Track owners and customers looking for railroad protective liability
Product Lines and Capacity
• Railroad liability, tourist railroad liability, excess liability, contingent liability and railroad protective liability $25,000,000
• Comprehensive general liability(CGL) $5,000,000
• Property $10,000,000
Policy Forms
• Claims made and occurrence (manuscript forms) for railroad liability, tourist railroad liability and contingent liability
• Occurrence forms (ISO) for railroad protective liability and CGL
Minimum Attachment Points
• SIR for freight railroads $25,000
• CGL and tourist/scenic railroads $5,000
Claims Handling
LIU partners with a claims firm that is the leader in providing independent risk management and claims-handling services for the railroad industry.
On call 24 hours a day, they can be on the scene after any incident, anywhere in the country.
Our People
LIU provides nationwide coverage from offices in Baltimore and New York. Our underwriters have more than 75 years of combined industry experience, making them keen problem solvers who are adept at evaluating risk.
Liberty International Underwriters is the marketing name for the
broker-distributed specialty lines business operations of Liberty Mutual Group. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.