Liberty International Underwriters

Primary Casualty

Railroad

We will consider difficult risks that others may turn away.

Our difference is our underwriters, who have:
- The experience to write risks that other underwriters would decline;
- The seniority and authority to make quick decisions;
- Specialized knowledge of a wide range of industries; and
- The flexibility to manuscript coverage to create the risk transfer solutions that best support your clients’ needs.

Our underwriters have other distinct advantages, including the support of:
- LIU loss control engineers who go on site, identify potential exposures and recommend ways to control those risks. They, too, bring years of experience in a wide range of industries;
- LIU claims professionals who work aggressively to protect your clients’ interests. They have ready access to outside resources – lawyers, independent adjusters and other experts – who can vigorously defend a company’s reputation and resources
- Offices throughout the U.S.

At-A-Glance

Specialists in difficult-to-place risks, LIU Primary Casualty offers:

Commercial general liability, including:

Commercial Contractors
- General contractors; bridge, street and road contractors; fire sprinkler and elevator contractors; crane and equipment rental contractors; steel erection and roofing contractors; demolition, drywall, carpentry, waterproofing, welding and concrete contractors

Commercial Real Estate
- Apartment buildings; offices; hotels; restaurants; vacant properties; parks; shopping centers; parking lots; racetracks

Product liability, including:
- Sporting goods
- Consumer products
- Toys and playground equipment
- Chemicals
- Machinery and equipment
- Protective apparel
- Office products
- Furniture
- Medical products
- Scientific instruments

We offer claims-made and occurrence policy forms, and our underwriters have the flexibility to customize the way coverage is structured for unique or unusual risks. We offer limits up to $2 million each occurrence, with access to LIU’s Excess Casualty Department for additional capacity. Our retentions are $5,000 to $500,000. Whether the solution to these risks involves deductibles or self-insured retentions, we work with your clients to find the best risk transfer approach.

Liberty International Underwriters is the marketing name for the
broker-distributed specialty lines business operations of Liberty Mutual Group. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.