We will consider difficult risks that others may turn away.
Our difference is our underwriters, who have:
- The experience to write risks that other underwriters would decline;
- The seniority and authority to make quick decisions;
- Specialized knowledge of a wide range of industries; and
- The flexibility to manuscript coverage to create the risk transfer solutions that best support your clients’ needs.
Our underwriters have other distinct advantages, including the support of:
- LIU loss control engineers who go on site, identify potential exposures and recommend ways to control those risks. They, too, bring years of experience in a wide range of industries;
- LIU claims professionals who work aggressively to protect your clients’ interests. They have ready access to outside resources – lawyers, independent adjusters and other experts – who can vigorously defend a company’s reputation and resources
- Offices throughout the U.S.
At-A-Glance
Specialists in difficult-to-place risks, LIU Primary Casualty offers:
Commercial general liability, including:
- Commercial Contractors
- General contractors; bridge, street and road contractors; fire sprinkler and elevator contractors; crane and equipment rental contractors; steel erection and roofing contractors; demolition, drywall, carpentry, waterproofing, welding and concrete contractors
- Commercial Real Estate
- Apartment buildings; offices; hotels; restaurants; vacant properties; parks; shopping centers; parking lots; racetracks
Product liability, including:
- Sporting goods
- Consumer products
- Toys and playground equipment
- Chemicals
- Machinery and equipment
- Protective apparel
- Office products
- Furniture
- Medical products
- Scientific instruments
We offer claims-made and occurrence policy forms, and our underwriters have the flexibility to customize the way coverage is structured for unique or unusual risks. We offer limits up to $2 million each occurrence, with access to LIU’s Excess Casualty Department for additional capacity. Our retentions are $5,000 to $500,000. Whether the solution to these risks involves deductibles or self-insured retentions, we work with your clients to find the best risk transfer approach.
Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance. Certain coverage may be provided bya surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy issued for complete details of coverage and exclusions.