Designed specifically for the legal industry, LIU’s comprehensive Lawyers Professional Liability program includes specially tailored professional liability insurance as well as a unique risk services component.
Our Specialized Coverage for Lawyers
We offer law firms a wide range of benefits, including:
• Our unique LIU Team 360 approach to service
• Experienced professionals dedicated to lawyers professional liability
• Primary and excess coverage
• Substantial capacity, up to $10 million
• The financial security of Liberty Mutual Group
• Unique, cost-saving risk management services
• Risk Management Hotline Service – lets your clients hold confidential consultations with experienced attorneys on risk management or professional liability issues.
• Risk Management Web Site – on-line risk management information and the benefit of emailing questions that are answered by professional liability lawyers
LIU Lawyers Program Features
We consider a broad range of areas of practice. Our programs focus on primary insurance for small to medium-sized law firms, with an open brokerage minimum premium of $25,000 and a minimum deductible of $25,000.
Primary policies can vary among states but generally include the following:
• Broad definition of professional services
• Multiple extended reporting period (tail) options
• Personal injury coverage
• Innocent insured coverage
• Worldwide coverage
• Reduced deductible for arbitrated or mediated claims
• Coverage for defense of disciplinary proceedings
• Generous loss of earnings coverage for appearing at trials and hearings
• Automatic coverage for “of counsels,” independent contractors and per diem lawyers
• Awareness provision
Liberty International Underwriters is the marketing name for the
broker-distributed specialty lines business operations of Liberty Mutual Group. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.