We will consider difficult risks that others may turn away.
Specialists in difficult-to-place risks, LIU General Liability offers:
Commercial general liability, including:
- Commercial Contractors
- General contractors; bridge, street and road contractors; fire sprinkler and elevator contractors; crane and equipment rental contractors; steel erection and roofing contractors; demolition, drywall, carpentry, waterproofing, welding and concrete contractors
- Commercial Real Estate
- Apartment buildings; offices; hotels; restaurants; vacant properties; parks; shopping centers; parking lots; racetracks
Product liability, including:
- Sporting goods
- Consumer products
- Toys and playground equipment
- Machinery and equipment
- Protective apparel
- Office products
- Medical products
- Scientific instruments
We offer claims-made and occurrence policy forms, and our underwriters have the flexibility to customize the way coverage is structured for unique or unusual risks. We offer limits up to $2 million each occurrence, with access to LIU’s Excess Casualty Department for additional capacity. Our retentions are $5,000 to $500,000. Whether the solution to these risks involves deductibles or self-insured retentions, we work with your clients to find the best risk transfer approach.
Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy issued for complete details of coverage and exclusions.