An expert in risk management - with a background in engineering and more than 30 years experience in the insurance industry - Fred Nemiroff has a vast and diversified knowledge of the construction industry. No matter how unique or specialized the project, he and the LIU team of experienced underwriters and risk engineers know how to quickly identify and examine all the key variables to develop the terms and conditions necessary to satisfy their clients’ specific needs. This professional, straightforward approach to underwriting also reflects Nemiroff's personal philosophy on customer service: “The client comes first and to this end, I supply prompt responses and service.”