When Dick Lindsey analyzes a client's risk, he brings more than 30 years of excess casualty experience to the table. "I've always enjoyed the challenges of this business. It allows for flexibility, judgment and the application of experience," he said. Lindsey underwrites coverages for a variety of businesses, particularly contracting firms. No matter what the company, however, his approach remains the same: "Act professionally and give great service all the time," said Lindsey. "That means responding to customers quickly and courteously."