“It’s important to take a common sense approach to risk,” says Ginger Allshouse. Her philosophy, backed by nearly 30 years of experience in commercial insurance, is the reason she listens carefully to every client’s story. "For the past 11 years," she notes, "I’ve focused on Excess Casualty — and I’ve seen how often new risks and exposures appear in our ever-evolving global environment. At LIU, I have the chance to meet with clients and really learn about their specific operations and risk control procedures. This is the best way to safeguard their business." Allshouse, who became an underwriter just 18 months after college, was drawn to LIU by the opportunity to work with a wide range of accounts. "I handle a variety of industries," she says, "including manufacturing, construction and energy-related companies. My clients know that I will always strive to stay informed so that I can find the right solutions and service their changing needs."