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Terms & Conditions
Terms & Conditions
(Last Updated 03/19/2014)
This website is maintained by Liberty International Underwriters. Liberty International Underwriters is the marketing name for the broker-distributed specialty lines business operations of Liberty Mutual Insurance. By using
No Offer to Sell / Solicitation
Information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product or service. Product descriptions are provided only as a basic outline of the products and services available from Liberty International Underwriters and are not intended to be comprehensive. All insurance is subject to underwriting and coverage depends on the limitations and exclusions contained in the policy or certificate provided when the insurance is issued. Detailed information on any product or service is available upon request. For coverage specifically applicable to your business please contact your registered insurance broker.
Due to various insurance and regulatory restrictions, certain products described on this website may not be available to all users. Also, products may vary by jurisdiction and may not be offered by all of the Liberty International Underwriters companies. No insurance product is offered or will be sold by Liberty International Underwriters in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.
Some policies may be placed with a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such funds. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers.
Copyright and Trademark Information
To the extent permitted under applicable law, this Site is provided "as is" and "as available" and without warranties of any kind. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, LIBERTY INTERNATIONAL UNDERWRITERS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Liberty International Underwriters makes no representation or warranty whatsoever regarding the completeness, accuracy, correctness, integrity, reliability, currency, adequacy, suitability, functionality, availability, or operation of this Site or the content or services provided on, or accessible from, this Site. Liberty International Underwriters does not warrant that the operation of this Site will be uninterrupted or error-free, that defects will be corrected, or that this Site or the server that makes it available are free of viruses or other harmful components. Liberty International Underwriters assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the web site or your downloading of any materials, data, text, images, video, or audio from this web site or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.
Limitation of Liability
To the fullest extent permitted under applicable law, in no event will Liberty International Underwriters or any member of the Liberty Mutual Group be liable for any direct, indirect, special, incidental, or consequential damages arising out of or in connection with the use or inability to use this Site (or the content or services provided on, or accessible from, this Site), or otherwise, even if Liberty International Underwriters has been advised on the possibility of such damages. Neither Liberty International Underwriters nor any member of the Liberty Mutual Group will be liable for the completeness, accuracy, correctness, integrity, reliability, currency, adequacy, or suitability of the content or services provided on, or accessible from, this Site.
Within this Site, you may see links or references to other web sites. When you click on one of those links, you are transferred to another web site that is not under Liberty International Underwriters's control. Liberty International Underwriters does not endorse, and is not responsible for, the content (including software downloads), performance, accessibility, and privacy practices of any web sites linked to this Site. Liberty International Underwriters encourages you to read the copyright, privacy and other legal statements of these linked web sites as their policies may differ from ours. You are solely responsible for any interactions you may have with such web sites.
Links to the Site should not be made without the permission of Liberty International Underwriters. Please direct your linking request to:
Liberty International Underwriters reserves the right to monitor all activity on this Site and to notify the proper law enforcement officials if any suspicious activity is detected.
Governing Law and Forum
Liberty Mutual Insurance Company
(National Association of Insurance Commissioners (“NAIC”) Company Code 23043) is domiciled in the state of Massachusetts and is licensed in all states and the District of Columbia;
Liberty Insurance Underwriters Inc.
(NAIC Company Code 19917) is domiciled in the state of Illinois and is licensed in all 50 states and the District of Columbia;
Liberty Surplus Insurance Corporation
(NAIC Company Code 10725) is domiciled and licensed in New Hampshire.
The Liberty Mutual Group companies listed above have a principal place of business at 175 Berkley Street, Boston, Massachusetts, 02116. Each underwriting company of the Liberty Mutual Group is financially responsible for its own insurance products.
The websites of other Liberty Mutual subsidiaries and affiliates not listed above, and which may be hyperlinked to this website, contain separate Terms & Conditions for Use and separate Privacy Statements applicable to those websites. They can be reviewed on the subsidiary or affiliate specific website.
Phone: (212) 208-4100
© 2019 Liberty Insurance Underwriters, Inc.
Terms & Conditions
Terms & Conditions